TCPA (Telephone Consumer Protection Act)
Also known as: Telephone Consumer Protection Act
The federal law governing telemarketing calls and texts, including the prior-express-written-consent requirement for autodialed marketing.
Full definition
The federal Telephone Consumer Protection Act (TCPA) governs telemarketing calls and SMS texts. It requires prior express written consent before businesses can send autodialed or prerecorded marketing messages. Get Advance Loan and our lender partners obtain consent at the point of application; you can revoke that consent at any time by replying STOP to texts, clicking unsubscribe in emails, or contacting us at our published address.
- Written by
- Get Advance Loan Editorial Team
- Reviewed by
- Compliance Review
- Published
- January 15, 2026
- Last reviewed
- May 22, 2026
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- ECOA (Equal Credit Opportunity Act)The federal law that prohibits lender discrimination based on race, religion, sex, marital status, age, national origin, or receipt of public assistance.
- MLA (Military Lending Act)Federal law capping consumer-credit APRs to active-duty service members and their dependents at 36% (the Military APR, or MAPR).
- CFPB (Consumer Financial Protection Bureau)The federal agency that supervises and enforces consumer financial-protection laws across most U.S. lenders.
- GLBA (Gramm-Leach-Bliley Act)The federal law requiring financial institutions to disclose their information-sharing practices and safeguard customer data.
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