CFPB (Consumer Financial Protection Bureau)
Also known as: Consumer Financial Protection Bureau
The federal agency that supervises and enforces consumer financial-protection laws across most U.S. lenders.
Full definition
The Consumer Financial Protection Bureau (CFPB) is the federal regulator responsible for supervising and enforcing consumer financial-protection laws across most U.S. lenders, including the Truth in Lending Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, and Military Lending Act. Consumers can file complaints at consumerfinance.gov/complaint, which routes the complaint to the relevant lender and tracks the response.
- Written by
- Get Advance Loan Editorial Team
- Reviewed by
- Compliance Review
- Published
- January 15, 2026
- Last reviewed
- May 22, 2026
- TILA (Truth in Lending Act)The federal law that requires lenders to disclose loan terms, APR, fees, and the schedule of payments before a borrower signs.
- FCRA (Fair Credit Reporting Act)The federal law that governs credit reports and credit-bureau practices, including your right to a free annual report and to dispute errors.
- ECOA (Equal Credit Opportunity Act)The federal law that prohibits lender discrimination based on race, religion, sex, marital status, age, national origin, or receipt of public assistance.
- MLA (Military Lending Act)Federal law capping consumer-credit APRs to active-duty service members and their dependents at 36% (the Military APR, or MAPR).
- TCPA (Telephone Consumer Protection Act)The federal law governing telemarketing calls and texts, including the prior-express-written-consent requirement for autodialed marketing.
- GLBA (Gramm-Leach-Bliley Act)The federal law requiring financial institutions to disclose their information-sharing practices and safeguard customer data.
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