Disclosures

Last updated: May 26, 2026

1. Lead generator, not a lender

Get Advance Loan is a lead generator and free online loan marketplace. We are not a lender, broker, agent, or representative of any lender. We do not make loan or credit decisions, set rates or terms, originate or fund loans, or collect payments. We use the information you submit to match you with a network of independent third-party lenders, including LendingTree, who may make you an offer. Approval, terms, APR, and fees are determined solely by the lender, in their sole discretion, based on the information you provide and their underwriting criteria.

2. APR & Truth in Lending (TILA) disclosure

Annual Percentage Rates (APRs) in our lender network typically range from 5.99% to 35.99%. The APR you are offered depends on the lender, your credit profile, loan amount, term, state of residence, and other factors. Some short-term products (such as cash advances) may have higher APRs allowed by state law. Always review the lender’s loan agreement carefully before signing.

3. Representative example

$5,000 loan at an APR of 24.99% over 36 months would result in a monthly payment of approximately $198.66 and a total cost (principal plus interest) of $7,151.76.

$10,000 loan at an APR of 19.99% over 48 months would result in a monthly payment of approximately $304.42 and a total cost of $14,612.16.

4. Loan amount & term

Loan amounts range from $100 to $50,000. Repayment terms range from 3 to 72 months. Specific amounts and terms available to you depend on the lender, the loan product, and your qualifications.

5. Implications of late and non-payment

Late payments may result in late fees (typically $15 to $40, lender-dependent), additional interest accrual, and reporting to one or more national credit bureaus, which may negatively affect your credit score and ability to obtain future credit.

Non-payment may result in additional collection activity (which may include calls, letters, emails, and, in some cases, legal action by the lender), the loan being charged off, and substantial damage to your credit score. Some lenders use third-party collection agencies. In certain states, lenders may sue to collect the debt and obtain a judgment, which can lead to wage garnishment or liens.

6. Credit check disclosure (FCRA)

Submitting a request through Get Advance Loan results in a soft credit inquiry, which does not affect your credit score. This inquiry helps lenders prequalify you for offers. If you choose to accept a final offer, the lender may then perform a hard credit inquiry, which may affect your credit score and remain on your credit report for up to 24 months. You have rights under the Fair Credit Reporting Act (FCRA), including the right to obtain a copy of your credit report and dispute inaccurate information. Visit annualcreditreport.com for free annual reports.

7. State availability

Loan products available through our lender network vary by state. Get Advance Loan does not operate in or solicit business from states where this would not be permitted under applicable state law. Specific lenders within our network may not be licensed or available to lend in all states. Your state of residence may affect the maximum loan amount, APR, fees, and other terms available to you.

8. Affiliate & compensation disclosure

Get Advance Loan earns a referral fee or commission from lenders in our network when you submit a request, when a lender extends an offer to you, or when you accept an offer. This compensation may influence which lenders we display, the order in which they are presented, or the products we promote. We do not, however, accept compensation from consumers, and the service is free for you to use.

9. Lender identity disclosure

After you submit a request, your information will be transmitted to one or more independent lenders within our partner network, including but not limited to LendingTree. The final lender providing your loan offer will identify themselves and provide their full name, business address, license information (where applicable), and complete loan terms before you are asked to sign any loan agreement. Review and comparison of lender disclosures is your responsibility.

10. No guarantee of approval, amount, or terms

Submitting a request through Get Advance Loan is not a guarantee that you will receive an offer, that any offer will match the amount you request, or that the APR, term, or fees will be at any specific level. Final loan decisions, approval, amount, APR, and terms are made by the lender at the lender’s sole discretion.

11. Educational content

Articles, calculators, and educational content on this site are provided for general informational purposes only. They are not financial, legal, or tax advice. Consult a qualified professional for advice specific to your situation.

12. Contact

For questions about these disclosures, contact us at support@getadvanceloan.com or +1-800-000-0000.

This page is a good-faith summary of mandatory disclosures applicable to U.S. consumer-loan lead generators. It is not legal advice. Consult counsel before launching in production.