Top lender reviews, no fluff.
We review each lender’s APRs, credit-score requirements, origination fees, and funding speed. All data is sourced from public disclosures and updated quarterly. We are an independent marketplace and receive no payment from lenders to influence ratings.
8
Lenders reviewed
6.49%
Lowest APR tracked
$100,000
Max loan found
Quick comparison
| Lender | APR range | Amounts | Min. score | Funding | Type |
|---|---|---|---|---|---|
| LendingTree | 5.99%–35.99% | $1k–$50k | 560 | 1–3 business days | Marketplace |
| SoFi | 8.99%–29.99% | $5k–$100k | 680 | Same business day (if approved before 7pm ET) | Online lender |
| Upgrade | 9.99%–35.99% | $1k–$50k | 580 | 1–4 business days | Online lender |
| Best Egg | 6.99%–35.99% | $2k–$50k | 600 | Next business day (most approvals) | Online lender |
| LightStream | 6.49%–25.49% | $5k–$100k | 700 | Same business day | Bank |
| Marcus by Goldman Sachs | 6.99%–24.99% | $4k–$40k | 660 | 1–4 business days | Bank |
| Avant | 9.95%–35.99% | $2k–$35k | 550 | Next business day (most approvals) | Online lender |
| Discover Personal Loans | 7.99%–24.99% | $3k–$40k | 660 | Next business day | Bank |
APR ranges based on publicly disclosed data as of June 2026. Actual rates depend on creditworthiness, income, and lender underwriting.
Lender reviews
LendingTree
MarketplaceThe largest online loan marketplace in the U.S.
- APR
- 5.99–35.99%
- Min. score
- 560
- Amounts
- $1,000–$50,000
- Best for
- Borrowers who want…
SoFi
Online lenderPremium personal loans for high-credit borrowers.
- APR
- 8.99–29.99%
- Min. score
- 680
- Amounts
- $5,000–$100,000
- Best for
- High-credit borrowers needing…
Upgrade
Online lenderPersonal loans and credit cards for fair-to-good credit.
- APR
- 9.99–35.99%
- Min. score
- 580
- Amounts
- $1,000–$50,000
- Best for
- Fair-credit borrowers (580–679)…
Best Egg
Online lenderFast personal loans with competitive rates for good credit.
- APR
- 6.99–35.99%
- Min. score
- 600
- Amounts
- $2,000–$50,000
- Best for
- Good-credit borrowers (640+)…
LightStream
BankUltra-low APRs for excellent-credit borrowers.
- APR
- 6.49–25.49%
- Min. score
- 700
- Amounts
- $5,000–$100,000
- Best for
- Excellent-credit borrowers (700+)…
Marcus by Goldman Sachs
BankFee-free personal loans from a Wall Street bank.
- APR
- 6.99–24.99%
- Min. score
- 660
- Amounts
- $3,500–$40,000
- Best for
- Good-credit borrowers who…
Avant
Online lenderPersonal loans for fair and below-average credit.
- APR
- 9.95–35.99%
- Min. score
- 550
- Amounts
- $2,000–$35,000
- Best for
- Fair-credit borrowers (550–650…
Discover Personal Loans
BankFee-free personal loans from a major credit card issuer.
- APR
- 7.99–24.99%
- Min. score
- 660
- Amounts
- $2,500–$40,000
- Best for
- Good-credit borrowers who…
How we review lenders
Our editorial team reviews each lender using publicly available data: disclosed APR ranges, fees from loan agreements, credit-score minimums from lender documentation, and funding timelines from published user agreements.
We do not accept payment from lenders to influence ratings or rankings. Get Advance Loan is a loan marketplace and may receive compensation from lender partners when a user accepts a loan offer, but this does not affect our editorial assessments.
Reviews are updated quarterly or when a lender makes a material change to its product terms. All APRs are subject to change. Always verify current rates directly with the lender before applying.