Editorial policy.

Editorial principles

01

Accuracy first

Every factual claim is traceable to a primary regulatory or market-data source listed on this page. We don't paraphrase third-party blog posts.

02

Plain English

Lending jargon is defined inline or linked to our glossary. If a sentence reads like a TILA disclosure, it gets rewritten.

03

No false urgency

We don't use scarcity language, fake countdown timers, or 'limited approvals'. The Google Ads Personal Loans policy and FTC UDAP guidance prohibit this kind of pressure marketing, and so do we.

04

Conservative rate ranges

Where we quote APR ranges, we use the range a typical applicant would see, not the lender's best-case promotional rate. Your offer may be higher or lower; we don't pretend the headline rate is universal.

05

Transparent affiliate model

We're compensated by lenders in our network when a request is forwarded or accepted. This is disclosed on every page that markets a product. We don't accept compensation from consumers.

How a page gets published

1. 01

   Research

   An editor identifies the topic, pulls primary-source citations, and drafts an outline that's reviewed against the editorial principles above.

2. 02

   Draft

   The editor writes the page in plain English, with internal links to related glossary terms and a representative example where applicable.

3. 03

   Compliance review

   The compliance reviewer checks every rate disclosure, representative example, lender-identity statement, and required federal disclosure against TILA, FCRA, ECOA, MLA, and CAN-SPAM. State-specific pages also get a state-regulator cross-check.

4. 04

   Publish

   Once compliance signs off, the page goes live with the byline, the reviewer's name, and the publication date. Schema.org Article + Person markup is generated automatically.

5. 05

   Quarterly review

   Every page is re-reviewed at least every six months. If a regulator publishes new guidance, the relevant pages are updated within five business days. The 'Last reviewed' date on the page reflects the most recent review.

Sources we cite

Where a page makes a factual claim about U.S. lending law or market data, the claim is traceable to one or more of the following primary sources:

• U.S. Consumer Financial Protection Bureau (consumerfinance.gov)
• U.S. Federal Trade Commission (ftc.gov)
• Federal Reserve G.19 Consumer Credit Report
• U.S. Code (Title 12, Chapter 41, Truth in Lending Act)
• State banking-department and attorney-general bulletins (state-specific pages)
• AnnualCreditReport.com (the federally authorised source for free credit reports)
• Lender-published APR ranges from partners in our network

Who writes and reviews this content

Corrections

If you find a factual error, please email support@getadvanceloan.com with the page URL and the issue. We update the page, log the correction, and refresh the "Last reviewed" date. Material errors (anything affecting a borrower's understanding of cost or risk) are corrected within 48 hours.