Loan calculators.
Four no-signup calculators for the most common personal-loan math. Every calculation happens in your browser; nothing is sent to a server, and we don't pull credit or save your inputs.
- 01
- Loan payment calculator
- Enter loan amount, APR, and term to estimate your fixed monthly payment, total interest, and total cost. Open calculator02
- APR calculator
- See the true effective APR of a loan offer once origination fees and other charges are included. The number to use when comparing lenders. Open calculator03
- Debt payoff calculator
- Model how long it will take to pay off a credit-card balance and how much interest you'll pay, with and without consolidating into a personal loan. Open calculator04
- Loan affordability calculator
- Work backwards from a monthly budget to figure out the loan amount you can comfortably afford at a given APR and term. Open calculator
A note on accuracy. Our calculators use the standard amortisation formula and round-trip to two decimal places at the end. Real lender offers may include fees, rate adjustments based on your specific credit profile, or APR adjustments based on automatic-payment enrolment. Always compare the final APR disclosed in your lender's loan agreement before signing.