Frequently asked.
How much can I borrow?+
You can request from $100 up to $50,000. The actual amount you qualify for depends on the lender's evaluation of your income and credit profile.
Will applying affect my credit score?+
No. We perform a soft credit inquiry only. A hard inquiry occurs only if you accept a final offer and the lender requires one.
How fast will I receive funds?+
Once you accept and e-sign an offer, funds are typically deposited the next business day via ACH.
Can I get a loan with bad credit?+
Yes. Our network includes lenders that consider FICO scores below 600. Approval is not guaranteed.
What do I need to apply?+
Age 18+, U.S. residency, a steady income, an active checking account, and valid email and phone.
Is there a fee to apply?+
No. The service is free and there is no obligation to accept any offer.
Is my information secure?+
We use 256-bit SSL encryption and industry-standard security practices to protect your data.
How do I opt out of marketing?+
Reply STOP to any SMS, click 'unsubscribe' in any email, or email us at support@getadvanceloan.com.
Do you operate in all states?+
We work with lenders that cover all 50 states, but specific loan products may not be available in every state due to local regulations.
Who is LendingTree?+
LendingTree is one of the largest online loan marketplaces in the United States. They are one of our network partners and may provide you offers based on your request.