Frequently asked.

How much can I borrow?+

You can request from $100 up to $50,000. The actual amount you qualify for depends on the lender's evaluation of your income and credit profile.

Will applying affect my credit score?+

No. We perform a soft credit inquiry only. A hard inquiry occurs only if you accept a final offer and the lender requires one.

How fast will I receive funds?+

Once you accept and e-sign an offer, funds are typically deposited the next business day via ACH.

Can I get a loan with bad credit?+

Yes. Our network includes lenders that consider FICO scores below 600. Approval is not guaranteed.

What do I need to apply?+

Age 18+, U.S. residency, a steady income, an active checking account, and valid email and phone.

Is there a fee to apply?+

No. The service is free and there is no obligation to accept any offer.

Is my information secure?+

We use 256-bit SSL encryption and industry-standard security practices to protect your data.

How do I opt out of marketing?+

Reply STOP to any SMS, click 'unsubscribe' in any email, or email us at support@getadvanceloan.com.

Do you operate in all states?+

We work with lenders that cover all 50 states, but specific loan products may not be available in every state due to local regulations.

Who is LendingTree?+

LendingTree is one of the largest online loan marketplaces in the United States. They are one of our network partners and may provide you offers based on your request.