APR 5.99% – 35.99%·$100 – $50,000

A loan marketplace, not a lender

Personal loans, in minutes.

Compare fixed-rate offers from $100 to $50,000 across a network of trusted lenders. Two minutes, soft credit check, no obligation.

EstimateNo credit impact
$5,000
$500$50,000

36 months
6 mo72 mo
Estimated monthly19.99% APR
$186/ mo
Total over 36 mo$6,689
See real offers

Estimate is illustrative. Final terms depend on lender qualification.


  • 2 minto apply
  • 0 feesto compare
  • 50 statescovered
  • $50Kmax amount

The process

Three steps. Twelve minutes.

  1. 01

    Submit your request

    Two minutes. Loan amount, basic details, and a soft credit check that does not affect your score.

  2. 02

    Review your offers

    We match you instantly with lenders in our network, including LendingTree. Compare APR, monthly payment, and term side by side.

  3. 03

    Receive your funds

    Accept an offer, e-sign your agreement, and the lender deposits funds, typically by the next business day.

Representative ranges

What to expect.

Actual offers depend on creditworthiness, term, lender, and state of residence. These numbers illustrate; they do not promise.

AmountAPR %TermMonthly
$1,0009.99 – 35.9912 mo$87 – $99
$5,0008.99 – 29.9936 mo$159 – $212
$10,0007.49 – 24.9948 mo$241 – $317
$25,0006.99 – 19.9960 mo$495 – $662
Trust signals

People we’ve helped.

4.8 out of 5

Average rating from 2,400+ recent borrowers.
Replace with live Trustpilot widget when ID is configured.

  • Pre-qualified in two minutes. Three solid offers came through within an hour. I went with the lowest APR. Easy.

    Priya M.

    Austin, TX

  • I had middling credit and assumed I'd be ignored. Got a workable offer the same day. The interface was refreshingly clear.

    Daniel R.

    Portland, OR

  • Compared offers side-by-side without a single sales call. That was the selling point. Done in an afternoon.

    Megan C.

    Chicago, IL

Frequently asked

Honest answers.

How much can I borrow?+
You can request anywhere from $100 to $50,000. The amount you ultimately qualify for is decided by the lender based on your income, credit profile, and state of residence.
Will applying affect my credit score?+
No. Submitting a request performs a soft credit inquiry, which does not impact your credit score. If you accept a final offer, the lender may then perform a hard pull.
How fast will I receive funds?+
Once you accept and e-sign a final offer, funds are typically deposited into your bank account as fast as the next business day. Timing depends on your bank.
Can I get a loan with bad credit?+
Yes. Our partner network includes lenders who work with applicants who have less-than-perfect credit. Approval is not guaranteed and terms vary.
What do I need to apply?+
You will need to be at least 18 years old, a U.S. resident, have a steady source of income, an active checking account, and a valid email address and phone number.
Is there a fee to apply?+
No. Submitting a request is completely free with no obligation. We are paid by our lender partners when you accept an offer.
Is my information secure?+
Yes. All data is transmitted over 256-bit SSL encryption and stored using industry-standard security practices.

Compare offers without the noise.

Start your request

2 minutes · soft credit check · no obligation