Credit score

Can I get a personal loan with a 750 credit score?

Short answer

Yes, at the best APRs available. 750 FICO qualifies for the lowest published personal-loan rates from prime lenders. Expect APRs of 6-11%, zero origination fees from most prime lenders, and immediate approval decisions across the full lender market.

Context

At 750+, the personal-loan market competes on every dimension other than approval. Whether you should take the offer depends more on your need and overall financial position than on whether you can qualify.

For 750+ borrowers, the cheapest financing options often aren't personal loans at all: a 0% intro APR balance-transfer credit card (if the need is short-term and under $25,000) can beat any personal loan on cost. Personal loans win when the term needs to exceed 18-21 months or the amount exceeds typical card limits.

Editorial

Reviewed by: Compliance Review
Last reviewed: May 22, 2026

Excellent credit loans

Ready to compare real personal-loan offers?

Two minutes. Soft credit check only.

Begin a request