Wedding loans
A wedding loan is a personal installment loan used to cover wedding-related costs: venue deposit, catering, photography, attire, rings, and the honeymoon. Unlike putting wedding expenses on a credit card, a personal loan offers a fixed APR, a defined payoff date, and a predictable monthly payment.
Why apply here.
- 01Cover venue, catering, dress, photographer, rings, honeymoon
- 02Loan amounts from $1,000 to $50,000
- 03Fixed APRs typically 7.99% to 29.99%
- 04Predictable fixed monthly payment instead of revolving card debt
- 05No collateral required
About this loan.
Is taking a loan for a wedding a good idea?+
It depends on your financial picture. If you can pay it off within 24 months at a single-digit APR, the math is often reasonable. If repayment will stretch four or five years at a high APR, you're paying interest on the wedding long after the day itself. Run the numbers in the loan-payment calculator first.
How is a wedding loan different from a regular personal loan?+
It isn't. 'Wedding loan' is marketing language for a standard unsecured personal loan used for wedding expenses. The underwriting, APR ranges, and terms are identical to a personal loan used for any other purpose.
What credit score do I need?+
Most lenders approving wedding loans look for a FICO of 600+, though stronger credit (680+) qualifies for the lowest APRs. Income and debt-to-income matter as much as the score itself.
Can my partner and I apply together?+
Some lenders in our network accept joint applications. A co-applicant with strong credit can lower the rate offered. Joint applications mean both applicants are equally responsible for repayment.