Funeral loans
A funeral loan is a personal installment loan used to cover end-of-life expenses for a family member: funeral service, burial or cremation, casket or urn, cemetery costs, and the immediate cash-flow needs of arranging the service. Funds are deposited to your checking account so you can pay the funeral home and any related vendors directly.
Why apply here.
- 01Cover funeral home, burial, cremation, casket, cemetery, and reception costs
- 02Loan amounts from $500 to $25,000
- 03Fixed APRs typically 9.99% to 29.99%
- 04Decision in minutes, funding as fast as the next business day
- 05Fixed monthly payment over 12 to 60 months
About this loan.
What does an average funeral actually cost?+
The National Funeral Directors Association puts the median U.S. funeral with viewing and burial at roughly $8,300, and cremation with viewing at around $6,300, before cemetery and headstone costs. Costs vary widely by region and provider.
Will life insurance cover this?+
Some life insurance policies pay out within days; others take weeks. A short-term personal loan can bridge the gap so the funeral home is paid on time, and the insurance payout can later be applied to the loan balance.
Can I use the loan to pay multiple vendors?+
Yes. Funds go to your checking account and you pay the funeral home, cemetery, florist, caterer, or any other vendor directly.
Are there faster options if the funeral is in a few days?+
Yes. Online lenders in our network typically respond with offers within minutes and fund the next business day. If you need money the same day, ask the funeral home about same-day funding or a short payment-plan window while the loan funds.