Appliance loans
An appliance loan is a personal installment loan used to replace a failed major appliance, refrigerator, washer, dryer, HVAC unit, water heater, or range. Funds go to your checking account, so you can shop for the best price wherever you want, instead of being locked into the retailer's in-house financing offer.
Why apply here.
- 01Cover refrigerator, washer, dryer, HVAC, water heater, range, dishwasher
- 02Loan amounts from $300 to $15,000
- 03Fixed APRs typically 9.99% to 32.99%
- 04Shop any retailer instead of being locked into store financing
- 05Funding as fast as the next business day
About this loan.
Is a personal loan cheaper than store financing?+
Often yes. Store financing offers ("no interest for 24 months") frequently use deferred-interest billing, if you don't pay in full by the end of the promo, all the interest from day one is added back. A fixed-APR personal loan has no deferred-interest risk.
How fast can I get the money?+
Once you accept and e-sign, funds are deposited the next business day via ACH. For a same-day appliance emergency, a credit card may be quicker for the purchase itself.
Can I bundle multiple appliances into one loan?+
Yes. Personal loans are not restricted-use. A single loan can fund a refrigerator + washer + dryer purchase, or any combination, deposited to your checking account in one transfer.
What about energy-efficient appliances, any rebates?+
Many states and utilities offer rebates for ENERGY STAR appliances. Combining a manufacturer rebate + utility rebate + personal loan can sharply reduce out-of-pocket cost. Check your utility's website before you buy.